Why India Shining
An Indian man walks into a bank in New York City and asks for the loan officer. He tells the loan officer that he is going to India on business for two weeks and needs to borrow $5,000.
The bank officer tells him that the bank will need some form of security for the loan, so the Indian man hands over the keys of a new Ferrari parked on the street in front of the bank. He produces the title and everything checks out. The loan officer agrees to accept the car as collateral for the loan.
The bank's president and its officers all enjoy a good laugh at the Indian for using a $250,000 Ferrari as collateral against a $5,000loan. An employee of the bank then drives the Ferrari into the bank's underground garage and parks it there.
Two weeks later, the Indian returns, repays the $5,000 and the interest, which comes to $15.41.The loan officer says, "Sir, we are very happy to have had your Business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi millionaire. What puzzles us is, why would you bother to borrow "$5,000"
The Indian replies: "Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return'"
Ah, the mind of the Indian...
This is why India is shining.
The story does not end here
Reading the above story, an American went to an Indian bank in NY and did the same stunt. Gave the Ferrari as a collataeral borrowed $5000 and came back and returned it two weeks later paying a 'parking fee' of $15.41. He went laughing out of the bank for having got back at the Indians.
The Indian staff at the bank too were grinning from ear to ear. Where else could two Indian bank officers drive a Ferrari around New York for a week each without paying the rentals???
Moral of the story: Indians are always great.
“ Live for a cause not for applause. Live to express not to impress”
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